Covering the future of finance from the perspective of someone who helped build it.
Steven Allen is an independent fintech journalist and industry analyst covering artificial intelligence, banking technology, payments, fraud, cybersecurity, capital markets and financial-services transformation. His perspective is informed by prior journalism experience at Patagon.com and decades of senior leadership across some of the world’s best-known financial institutions and technology companies.
About Steven Allen
Steven Allen is an independent fintech journalist, industry analyst and former banking technology executive. He focuses on the technologies, companies and strategic shifts reshaping financial services, with particular emphasis on AI, digital banking, payments, financial crime, cybersecurity, capital markets and enterprise transformation.
Earlier in his career, Allen worked as a financial journalist at Patagon.com while also serving as CIO/CTO. That combination of editorial work and direct operating responsibility became a defining part of his perspective: understanding not only what financial institutions say they are doing, but how technology, budgets, risk, regulation, operations and execution actually work inside large organizations.
His executive career includes Morgan Stanley; JPMorgan Chase, where he served as Executive Director; Credit Suisse, where he served as Chief Data Officer for Fixed Income and later Head of Trading Floor Technology; Fiserv, where he served as Vice President and Global Chief Data Officer with responsibility for enterprise data strategy, multiple application portfolios, Big Data buildout, and product design and ownership for AdTech and marketing applications; and Truist, where he served as Managing Director and CDAO of AI & Data.
He now brings that operating experience to independent fintech journalism, social-media commentary, interviews, conference coverage and original analysis.
Coverage Areas
Reporting and analysis at the intersection of financial services, technology and artificial intelligence.
Artificial Intelligence
Enterprise AI, agentic systems, AI economics, governance, operating models and the transition from experimentation to production.
Banking & Fintech
Digital banking, fintech partnerships, core modernization, financial infrastructure, platform strategy and competitive disruption.
Payments
Real-time payments, payment networks, merchant technology, digital wallets, cross-border systems and the evolution of money movement.
Fraud, AML & Cybersecurity
Financial crime, identity, fraud prevention, anti-money-laundering technology, cybersecurity and operational resilience.
Capital Markets
Trading technology, institutional systems, data architecture, market infrastructure and modernization of financial platforms.
Technology Strategy
Cloud, data, infrastructure, enterprise architecture, modernization, technology economics and executive-level transformation.
Industry Background
Steven Allen’s career spans some of the world’s leading financial institutions and technology companies, combining financial journalism with senior leadership across capital markets, banking, payments, enterprise technology, data, cybersecurity, fraud prevention and AI transformation.
Morgan Stanley
Senior technology leadership in capital markets and financial-services technology.
JPMorgan Chase
Executive Director.
Credit Suisse
Chief Data Officer, Fixed Income; later Head of Trading Floor Technology.
Fiserv
Vice President and Global Chief Data Officer; enterprise data strategy, multiple application portfolios, Big Data buildout, and product design and ownership for AdTech and marketing applications.
Truist
Managing Director and CDAO of AI & Data.
Patagon.com
CIO/CTO and financial journalist.
Available for interviews, event coverage and expert commentary
Steven Allen is available for interviews, background conversations, fintech and AI conference coverage, panel participation, executive commentary and contributed analysis on the forces reshaping financial services.
Website: ConsultationPartners.com
LinkedIn: linkedin.com/in/steveeallen